Getting your mortgage is just one aspect of a real estate transaction. The Sanders Group Realty is experienced at aiding new and experienced in all areas of real estate. Call us today at (317) 337-9839 if your needs include a professional REALTOR® experienced at the business side of buying and selling.


Applying for your new home loan with help from The Sanders Group Realty

When buying a home, the loan application is stressful for most people, but it doesn't have to be.Being connected with many lending companies in the Indianapolis area has helped us understand some things that can make the process of applying for a loan uncomplicated.

1 – Compose a list of questions regarding your loan program

If you do not entirely comprehend the advantages and disadvantages of all the different programs, be sure to have a list of questions.It's hard to know the distinctions between fixed and adjustable rate mortgages. One of our trusted lenders or associates will assist you with understanding the advantages and disadvantages of both.

2 – Decide when you want to lock

When you lock in the rate, it indicates that a mortgage lender keeps to the interest rates for the loan – usually at the time the loan application is received.By floating the rate, you can lock the rate anytime between the day you apply for your loan and at the time of closing. Buyers who prefer to float think interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.


3 – Bring your paperwork

Obtaining a loan requires lots of paperwork, so you should spend some time getting all your documentation together. Click here to preview typical questions you'll have to answer on a loan app.

me time to get all your documentation together. Click here to preview general questions you'll have to answer on a loan app.



The Sanders Group Realty, LLC

3905 Vincennes Road Suite 303
Indianapolis, IN 46268